

We were able to reach the commission cap in a short period of time and we’re now able to get paid 100% commission and participate in profit sharing on an annual basis. Our revenue has increased significantly since we’ve joined Smart Choice. The MGA’s we used previously had inconsistent service, were often gobbled up by other MGA’s and we get lost in the shuffle. Smart Choice makes it much easier to know where we are going. Since we are a smaller agency, it would have taken us forever to achieve the volume required to get direct contracts with some companies. We wanted to try to get “single entry” market access to standard lines carriers.

I have grown my business far more than I could have expected and it was because Smart Choice provided access to the markets needed to be successful. Partnering with Smart Choice has had a HUGE impact. My agency would not be where it is today if it wasn’t for Smart Choice and my TM, Chris Reisdorf. Our Smart Choice Territory Manager (TM) is amazing, and I knew that he would help me become successful in a challenging insurance environment.

On the contrary, they’ve really become a valuable partner for our agency, being supportive, responsive and incredibly committed to our success. We thought Smart Choice would be fairly hands-off with a basic level of service. Smart Choice is always adding new carriers and providing incentives to qualify for additional compensation which allows our agency to perform at the highest level. If I was making this decision again, I would in a heartbeat! Smart Choice gets us that access and to over one hundred carriers which means I can offer multiple policies to clients assuring a good fit and a successful sale. If you can’t get access, you just can’t compete. One of the most challenging things we face as an independent agency would be the lack of carriers you can acquire if your agency does not have a large book of business. It used to be that my hesitation to write life insurance policies was the TIME that it took! But, with customer demand high and the potential for increased revenue I decided to partner with Smart Choice because of the ease in issuing most life policies. Smart Choice has allowed me to get direct appointments with carriers that I wouldn't have been able to get on my own or even through referrals. And it seemed that just about every carrier offered extra cash incentives. I was surprised how fast I was able to get direct appointments and all the extra commissions if you exceed the required amount set forth. There were some unexpected benefits of working with Smart Choice. Our revenue has been significantly bolstered working with Smart Choice – we’re hitting bonus multipliers we wouldn’t be able to reach otherwise – like 4.5% in aggregate instead of 2.5%. Bestow has proven to be a win-win for our agency! Very little work is done on our end, but we still get to reap those nice commission checks. In a couple minutes the applicant will know if they have been approved and they are issued a policy right then and there. We just send our agency link over to an interested prospect for a quick online app - which literally takes less than 5 minutes for the prospect to complete. I have been an agent for 20 years and never seen anything as easy to sell life insurance as we have found in Bestow. Having direct access to carriers has been a huge help in allowing us to respond to our client’s needs in a fast and efficient manner. It definitely saves time for me which is the most valuable asset as an Insurance Agent. I appreciate the simplicity of the site, and it's a great product to offer and discuss when I'm in front of a customer.

It is so exciting to offer the Bestow product! It is quick and easy for potential clients to understand. Smart Choice has been instrumental in our success because they put the agency’s best interests at heart and will do whatever is necessary to help them succeed. My territory manager helps me get appointed and find the carrier(s) to fill my client’s needs. I like the 100% book ownership and fair split structure. Smart Choice has a lot of carriers that help me place my clients and grow my business. In less than two months thus far with Bestow, we are on pace to increase our gross commissions for our agency by 25%. More importantly, the Bestow Instant Issue allows the client to be in control of creating their own legacy without feeling pressured. Our clients are thoroughly impressed by how user friendly it is with applications taking no more than 15 minutes. The amount of time this product saves our agency is incredible. Why Independent Agents partner with Smart Choiceīestow's Term Life Instant Issue is a complete game changer allowing our agency to be well rounded in our day-to-day prospecting and servicing of our policyholders.
